Our commitment makes our lending solution Unique

We offer a range of features across England, Wales, and Scotland for 3-18 month loan terms including: bridging, re-bridge, capital raising, auction purchases, light/medium/heavy refurbishment, development exit, finish & exit, change of use schemes and permitted development schemes.

LTV

Rate

Loan size

Hope guarantee

Adverse credit considered

  • Up to 75% LTV
  • From 0.85%
  • £100k – £5m
  • £5m+ by referral
  • Rates are fixed for the duration of the loan term
  • Adverse credit considered  
  • Our decisions are based on individual merits

Security

Flexible payment options

Dual representation

Full title insurance

No upfront legal undertaking

  • 1st and 2nd charge loans considered as a cross charge on additional security 
  • Deducted, fully serviced, part & part and flexi  
  • Available on residential assets that have exchanged at auction 
  • Available on residential loans up to £1m 
  • Available on commercial loans up to 500k
  • On loans up to £1m

Learn more about our valuation
methods and fast track bridging…

AVM

Desktop valuations

Dedicated underwriter

Speed

  • FREE AVMs carried out instantly
  • Up to 70% LTV available on property values up to £750k
  • Desktop valuations delivered within 48 hours
  • Up to 75% LTV available on property values up to £1m
  • Up to 65% LTV on property values up to £2m
  • Up to 60% on income producing semi-commercial assets, to a max of £1m value  
  • Up to 50% on income producing commercial assets, to a max of £1m value 
  • Direct access to a decision maker – the underwriter

 

 

  • Funds can typically be made available between 1 to 4 weeks
  • 28-day turnaround for auction purchases

Enquiries

AIP

Initial due diligence

Welcome call

  • Responded to within 1 hour 
  • Issued within 2 hours
  • Commenced immediately upon receipt of the application 
  • With borrower and formal terms issued within 48 hours